Built on Solana · Devnet Live

Financial
infrastructure
for freight

Carriers get paid in minutes, not 45 days.
Investors earn real yield from real freight.

I'm a CarrierI'm an Investor
0B+
Freight factoring market
0K+
In yield pool
0%
Fee per invoice
0
Solana programs
0
Defaults
Our corridor

The most active
trade route
in North America

San Luis Potosí — Monterrey — Laredo — and into the heart of the US. We cover the full corridor, from factory floor in Mexico to distribution center in Chicago, Charlotte, or New York.

MexicoSLP · Monterrey · Nuevo Laredo
MidwestKansas City · Chicago · Detroit · Cleveland
East CoastNashville · Charlotte · SC · Philadelphia · NYC
San Luis PotosíMonterreyNuevo LaredoLaredo TXSan AntonioDallasKansas CityChicagoDetroitClevelandNashvilleCharlotteColumbia SCPhiladelphiaNew YorkMÉXICOUNITED STATES$800B / yearUSA–MEX trade
Mexico corridor
East Coast lanes
Border crossing

The problem is on both sides

$48 billion in freight invoices waiting 30–45 days to get paid. A cash flow crisis for carriers. An untapped asset class for investors.

You delivered. Now wait 45 days.
For Carriers

You delivered. Now wait 45 days.

Load delivered. BOL signed. The broker owes $3,500 and you'll see it next month — if they pay on time. Fuel and repairs can't wait.

High yield. Impossible to access.
For Investors

High yield. Impossible to access.

Freight factoring generates 20–40% APY on short-duration capital. Until now it required institutional minimums, US banking, and personal relationships.

One platform. Two sides.

CargoFi connects freight operations to global on-chain capital.

For Carriers

CargoFi Transport

Smart dispatch for owner-operators and fleets. Real loads, competitive rates, cross-border USA–MEX. We are actively recruiting OOs for the Laredo corridor.

  • —Load matching & dispatch
  • —Full corridor: SLP → East Coast
  • —Recruiting owner-operators now
Learn more →
For Carriers

CargoFi Finance

Submit your invoice, receive 97% in minutes. CargoFi collects from the broker — you keep moving without waiting.

  • —97% advance rate
  • —Minutes not days
  • —3% total fee
Request advance →
For Investors

CargoFi Marketplace

Fund real freight invoices on-chain. Earn yield automatically. Deposit into the pool for passive income, or fund individual deals.

  • —27–116% est. APY
  • —USDC yield pool
  • —Truck asset tokens
Open Marketplace →

How it works

Carrier to investor. Under 2 minutes.

01

Carrier submits

Load delivered. BOL uploaded in Dispatch with one tap.

›
02

Instant advance

97% of the invoice sent immediately. No paperwork, no wait.

›
03

Listed on-chain

Solana smart contract lists the deal. Investors fund from their wallet.

›
04

Broker pays — done

Wire detected. Oracle settles on-chain. Investor receives principal + yield.

Why Solana

Traditional factoring runs on banking hours, wire cutoffs, and 2-day settlement. Solana settles in 400ms, 24/7, for fractions of a cent. Any investor worldwide can fund a US freight invoice and receive yield the moment the broker pays — no bank account required.

400ms
Block time
< $0.001
Per transaction
24 / 7
No cutoffs
Global
Any investor, anywhere

Get early access

Be the first to know when CargoFi opens to new carriers and investors.

Dispatch →Transport →Finance →Marketplace →@cargo_fi →